Crypto → Naira, direct to your bank
Crypto in. Naira out. Straight to your bank.
Send crypto to FolioX and Lio handles the rest: no P2P haggling, no manual withdrawal requests, no waiting on a middleman. Auto‑settlement pays your linked bank account the moment your trade completes.
How it works
Three steps, no negotiating
No listings, no counterparties, no waiting for someone else to accept your trade.
Get your address
Open the bot on Telegram, pick your asset, and get a unique deposit address in seconds.
Send your crypto
Send from any wallet or exchange. FolioX converts at the live rate the moment your deposit confirms.
Get paid, automatically
No withdrawal request to submit. The Naira lands straight in your linked bank account.
Rates & fees
One rate. Nothing hidden.
The rate you're quoted already includes everything: FolioX's own fee and processing costs. What you see before you send is what lands in your account.
Bring a friend, get paid.
Share your referral link. When someone you invite makes their first qualifying sale, you get a cash reward, and climb the leaderboard while you're at it.
FAQ
Common questions
Yes. FolioX doesn't hold your funds. Every trade settles directly to your own linked bank account through a regulated payment partner, the moment it completes.
Most trades settle within minutes of your crypto deposit being confirmed on-chain.
You can still trade. FolioX holds your payout until you add one, then pays out as soon as it's linked.
No. The rate you're shown already includes FolioX's fee and processing costs. Nothing is added at settlement.
FolioX supports major stablecoins and cryptocurrencies. The current list is always shown inside the bot.
Yes, a small minimum applies per asset, so your deposit clears Naira withdrawal minimums. The bot tells you the exact minimum before you send anything.